Poonawalla Fincorp™
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Personal Loan for Eligible Salaried Employees up to ₹15 Lakh*

Online application process with eligibility-based decision and disbursal.

QuickDigital process
EasyMinimal documents
Hassle-freeNo branch visit

Loan Cost & Repayment Disclosure

Repayment period: 12 to 84 months.

Maximum Annual Percentage Rate (APR): up to 40% per annum. The actual APR, interest rate and charges depend on the product offered, applicant profile and lender approval.

Representative example: For a ₹1,00,000 loan for 60 months at 9.99% p.a., the estimated EMI is ₹2,125. Total EMI payments are approximately ₹1,27,500, including approximately ₹27,500 interest. Adding a processing fee of up to ₹4,720 (4% plus 18% GST) and documentation charges of up to ₹590 (₹500 plus 18% GST), the estimated total borrowing cost is ₹32,810 and the estimated total amount payable is ₹1,32,810, plus stamp duty at actuals.

This is an illustration only. Actual rates, APR, EMI, fees, tenure and total cost may vary and will be stated by Poonawalla Fincorp in the loan offer and agreement.
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Important disclosure: My Safe Loan is a loan referral and facilitation platform, not a bank, NBFC or lender. Eligibility, approval, loan amount, interest rate, tenure and disbursal are determined solely by Poonawalla Fincorp as per its applicable terms.

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Eligibility CheckQuick check with minimal documentation
Flexible EMI TenureChoose a suitable repayment tenure